Loan options that allow self-employed borrowers qualify with no tax returns, W2s, or pay stubs needed.
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Let’s face it, when you are self-employed, getting a traditional mortgage can be tricky.
With traditional mortgages such as conventional, or FHA loans, self-employed and entrepreneur borrowers have to show two years of tax returns for income.
Unfortunately, this is where it gets complicated.
We understand that business owners, entrepreneurs and contractors have expenses and should not be penalized for operating a business when it comes to buying or refinancing a home! This is where the bank statement loan comes into play.
We analyze other alternatives to calculate your income. This could be with either deposits made into your bank statements from business activities, 1099s only, assets, or a Profit & Loss statement.
Navigating your options doesn’t have to feel overwhelming.
As a boutique mortgage brokerage, we work with multiple lenders, shop their rates, and help you find the right one. So you can focus on more important things.
With the amount of misinformation spread out there and the volatility in interest rates in the market, you definitely want to put your biggest asset (and liability) in the hands of a professional.
With over a decade of experience in home lending in Atlanta and access to some of the lowest rates in the market, Andes Mortgage LLC is a boutique brokerage with the ability to offer a variety of self-employed loan products that many other lenders don’t.
We don’t put you on a switchboard and we promise that you are not going to speak to a customer service rep in a boiler room looking to make you fill out an application and run your credit. We give you personal, tailored information that is unique to you and your financial situation. Give us a call at 770-740-4050 or simply click the button below to get in contact with us.