We are Mortgage Brokers in Woodstock, Georgia
Tailor-made mortgage solutions with Andes Mortgage LLC. Simplifying your home financing in Woodstock, GA
Buying a home in Woodstock, Georgia can often seem like a complex process, filled with intricate terms, fluctuating rates, and intricate paperwork. Understanding the ins and outs of the mortgage process can be daunting and mistakes can lead to costly missteps.
That’s why our dedicated team is committed to simplifying the process. We guide you through every step, explaining terms in plain language, assisting in paperwork, and ensuring that you’re informed and comfortable with your mortgage plan.
Our deep knowledge of Woodstock’s real estate market allows us to find a mortgage solution that’s right for you. Whether you’re a first-time, seasoned homebuyer or looking to refinance, we tailor our services to your unique needs, ensuring the best possible rates and terms.
Today's Interest Rates in Woodstock, Georgia
Woodstock, Georgia Mortgage Loans
At Andes Mortgage LLC, we specialize in offering a diverse range of mortgage services designed to meet the unique needs of every homebuyer in Woodstock, Georgia.
First-Time Homebuyer Mortgages
We provide clear guidance and supportive services tailored to first-time homebuyers, helping you navigate the exciting journey of purchasing your very first home.
- Down payment assistance programs
- Home buyer grants and credits for Woodstock, Georgia residents
- Down payments as low as 3%
- Lower private mortgage insurance requirements
We offer both fixed-rate and adjustable-rate mortgages with varying terms, enabling you to select an option that aligns perfectly with your financial situation and long-term homeownership goals.
- 3% down payment minimum for first time homebuyers
- 5% down payment minimum for repeat buyers
- You’ll want to have strong credit scores and a lower debt-to-income ratio
Our FHA loans come with low interest rates and accessible for those with a minimum 580 credit score. This is one of the most popular programs for first-time homebuyers and for those who may lack a pristine credit history.
- Minimum 580 credit score
- 3.5% down payment
- Up to 57% debt-to-income ratio
- Ability to combine with down payment assistance up to 5%
For properties that exceed the conforming loan limits, we offer competitive rates on jumbo mortgages, facilitating your journey towards luxury home ownership.
- Loan amounts up to $4,000,000
- Minimum 10% down payment available without PMI
- Non-QM Jumbo available for those with complex financial situations and credit events
For self-employed borrowers who have a need for creative financing and do not qualify for regular conventional or government loans.
- Qualify by using alternative income documentation such as bank statements, 1099s or Profit & Loss statements
- For self-employed borrowers only
- Minimum 10% down payment
- Credit scores as low as 580
Investment Property Loans
Aspiring to build wealth through real estate investment in Woodstock, Georgia? We provide mortgage solutions for rental properties such as our popular DSCR loans and fix-and-flip loans for homes in need of renovation.
- Close in an LLC
- No personal income documentation required
- Up to 80% Loan to Value
If you’re looking to lower your interest rate, reduce your term, or tap into your home’s equity, our expert team can guide you through the refinancing process.
- Cash out refinance for any purpose that you desire
- Lower your interest rate and/or term
- 10 year loans available
Home Equity Lines of Credit and Home Equity Loans
Tap into your equity without having to refinance your current first mortgage with our second mortgage products.
- Up to 89.9% Loan to Vaue
- 10 year draw and 30 year repayment HELOCs
- 680 minimum credit scores
Ready to start browsing for homes in Woodstock, Georgia?
How to Get Started on Your Woodstock, Georgia Home Loan
We all know how difficult it is to get qualified for a home loan. Whether you are looking to purchase or refinance a home, our team of expert Loan Officers will make it simple for you regardless of your situation
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Apply for a Home Loan in Woodstock, Georgia at Andes Mortgage LLC
With the amount of misinformation spread out there and the volatility in interest rates in the market, you definitely want to put your biggest asset (and liability) in the hands of a professional.
With over 15 years of experience in home lending and access to some of the lowest rates in the market, Andes Mortgage LLC is a boutique brokerage with the ability to offer a variety of conventional loan products that many other lenders don’t.
We don’t put you on a switchboard and we promise that you are not going to speak to a customer service rep in a boiler room looking to make you fill out an application and run your credit. We give you personal, tailored information that is unique to you and your financial situation.
Give us a call at 770-740-4050 or simply click the button below to get in contact with us.