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100+ Ratings

Andes Mortgage LLC Team

Today's Mortgage Rates

Rates fluctuate daily according to market conditions. Terms and conditions apply.

30 YR. FIXED (APR )
15 YR. FIXED (APR )
5/1 YR. ARM (APR )
30-yr. fixed

6.45%

6.462% APR
15-yr. fixed

5.91%

5.933% APR
30-yr. fixed VA

5.935%

6.132% APR
15-yr. fixed VA

5.625%

5.976% APR

Say goodbye to antiquated mortgage lending.

Our 100% transparent process and accurate rates help you save money. No personal info required to get started and no hard sales – guaranteed!

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Popular Guides

Home Purchase
From your first home to a portfolio of rentals. Our guidebook on buying a home
Mortgage Refinance
Lower your interest rate, get cash out or improve your home with a refinance.
Home Equity
Access the equity of your home with a HELOC or HELOAN
Mortgage Rates
See today's mortgage rates in your area

Learn More From Our Video Library

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From Our Knowledge Base

Comprehensive information at your fingertips…

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DSCR Loans Explained: Requirements, Down Payment, Credit Score (2026 Guide)

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Explore our loan programs and options

Government Loans

  • Conventional Loan (As low as 3% Down)
  • HomeReady and Homepossible Mortgage
  • Fannie Mae HomeStyle Loan
  • FHA Loan (With 3% Down)
  • FHA 203(k) Renovation Mortgage
  • USDA Mortgage (No Down payment!)
  • VA Loan (100% Financing)
  • Condo Loans

Specialty and Non-QM​

  • Jumbo Mortgage (As low as 10% Down)
  • 12/24 Month Bank Statement Program
  • Investor Cash Flow Program (No Taxes Required)
  • Foreign National Loan
  • ITIN No Social Security Number Loan
  • Asset Qualifier Program
  • 1099 Income Loan
  • Condotel and Non-warrantable condos

What Do You Qualify For?

We shop with over 30 lenders so that you don’t have to.

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What Our Clients Say About Us

5/5

100+ ratings

Rebekah Apostol
Rebekah Apostol
We loved working with Marcos and his team! They are all very friendly, on top of details, and a pleasure to work with. We are first time home buyers, and Marcos took his time to educate us on the steps we needed to take to improve our credit and financial situation in order to be well prepared to buy a home. Once we were ready, he educated us in the home buying process, and made everything very easy. His rates were also much lower than others we saw. We would recommend his services to anyone looking for a lender! Our very experienced realtor was even very impressed with how smooth and quick the process was with Andes Mortgage!
Zyska Walters
Zyska Walters
Let’s just say Andes Mortgage as our broker was the best decision we made. We worked with Marcos who explained the process very well and was available when we had questions. Our realtor was the one to refer him to us. They definitely work fast and we closed within two and a half week of going under contract. His entire team was great and communicated well. We will definitely work with them in the future.
Nicole Falco
Nicole Falco
Being first time home buyers and going through the process first time, it was quite overwhelming beginning the process…. Until our paths crossed with Marcos! He was kind, professional, honest, friendly, welcoming, and made the entire process seamless and smooth for us! Not to mention, he earned our trust right off the bat!! It’s refreshing to be in the hands of someone who actually has our best interest at heart and puts his clients first. We’re forever grateful for Marcos and will continue to recommend him to any and ALL of our friends and family who are looking to apply for home mortgages!!!!
Adrian Garcia
Adrian Garcia
Working with Marcos has been such a good experience. He helped me a lot during my initial purchase and also now during my refinancing process. He always keep you informed either by phone, mail or text. If you are looking to buy a house or refinance, he is definitely the option!
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