Compare loan programs from dozens of lenders, run the numbers with powerful calculators, and get guidance from a mortgage broker that is on your side every step of the way.
More choice without more confusion.
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Choose the path that sounds most like you. We’ll help you understand the options, the numbers, and the next step.
Compare first-time buyer, conventional, FHA, VA, USDA, jumbo and down-payment assistance options.
Lower a payment, access cash, consolidate debt or compare a shorter loan term.
Compare HELOCs, fixed home equity loans and cash-out refinancing without guessing.
Explore DSCR loans, investor HELOCs and alternative income documentation programs.
Mortgage guidelines get complicated fast. Answer a few straightforward questions and Mortgage Match will point you toward loan options worth exploring.
From traditional home loans to complex self-employed and investor scenarios, Andes gives you more ways to structure the deal.
Conventional and government-backed options for primary residences, second homes and qualified buyers.
Alternative income documentation for borrowers whose tax returns do not tell the whole story.
Financing designed around rental income, investment cash flow and complex property scenarios.
Finance a custom build or eligible repairs with programs structured around the project.
Compare ways to access equity without automatically replacing a strong first mortgage.
Explore payments, buying power, closing costs, refinance savings and home-equity scenarios using tools designed around how mortgages actually work.
Estimate principal, interest, taxes, insurance and mortgage insurance.
Explore a realistic home-price range based on income, debts and cash.
A bank generally offers its own products. Andes compares options across multiple wholesale lenders and helps you understand the tradeoffs.
Traditional, government, Non-QM, investor, construction and home-equity programs—all under one roof.
We explain the rate, payment, cash to close and long-term tradeoffs—not just the approval amount.
Compare options from multiple lenders instead of forcing every borrower into one product menu.
A responsive team that coordinates with borrowers, agents, title companies and closing partners.
Marcos Zambrano founded Andes Mortgage to give borrowers access to more programs, clearer explanations and a less frustrating mortgage experience.
The team helps first-time buyers, homeowners, self-employed borrowers and real estate investors navigate everything from conventional financing to complex Non-QM scenarios.
Andes Mortgage currently serves homebuyers, homeowners and real estate investors in Alabama, Florida, Georgia, South Carolina and Texas.
Practical guides, calculators and market explanations designed to help you make a more informed decision.
Understand qualification, down payment, closing costs, offers and what happens after pre-approval.
Market commentary, guidelines, how-to, and expertise from our years in the industry written in a format that’s easy to understand.
Clear explanations of rates, guidelines and housing-market changes without the industry jargon.
Deep dives on the decisions that actually move the needle.
Tell us what you are trying to accomplish. We’ll help you compare the options, understand the numbers and determine the best next step.