Andes Mortgage LLC Team

Explore your home loan options at andes mortgage

We basically have it all and yes, maybe that’s to brag a little bit!

With over 100 different loan options available, we handle virtually every mortgage available in the market to suit your needs.


These are some of our most popular loan programs

Check out our guides on each of these programs and let’s figure out the best option for you. 

Conventional loans

For well-qualified borrowers, conventional loans allow you to purchase a home with as low as 3% down.

FHA loans

Flexible qualification criteria and low down payment needed. Purchase with a minimum 3.5% down. 

VA loans

The perfect loan for our Veterans and Active-Duty. Buy a home with no down payment and low interest rates

USDA loans

Buying a home in a rural area? The USDA loan can be a great tool for that. Great terms and No down payment required.

Jumbo Loans

For loans that exceed the conventional limit. Our Jumbo loan options can provide financing up to $4 Million.

Non-QM Loans

Creative financing for self-employed borrowers and investors. Flexible guidelines and less red tape.

find the right one

Let's search for your dream home

On our website, you will find every home for sale available right now in the market. We update our listings every 15 minutes so that we can deliver the most up-to-date homes for sale for you. 

investor loan for real estate

Get Excited to buy a house

The process is easy!


get pre-approved

Talk to us and learn how much you qualify, best loan program for you, estimate your interest rate and payments. The recipe to knowing everything before you start shopping. 


find your dream home

With your pre-approval letter in hand, start searching for the perfect home. Work with our in-network Realtors to receive additional savings and incentives. 


Let's process and get you to closing

Once you have found the home, we now start working on your loan through underwriting and get you to the closing table. Our average turn-times from start to clear to close is under 13 days! 

Our happy customers

We’ve helped thousands of people accomplish the american dream of owning a home

Our customers rave about us and with good reason. We only provide a 5 star experience and anything less is not good enough for us. 

Nicole F.


Bought a house three months ago. He was able to keep in touch throughout the process as naturally we always had questions. He got us a great rate and made sure we closed on time which was crucial!! Highly recommend!!!

Adrian G.


Working with Marcos has been such a good experience. He helped me a lot during my initial purchase and also now during my refinancing process. He always keep you informed either by phone, mail or text. If you are looking to buy a house or refinance, he is definitely the option!



As a first time home buyer, our experience with Marcos and his team made everything less intimidating. He has been so thorough with the process and helped us understand what was next and why we needed to do certain things. He helped us believe that we can buy a home in this crazy market… and it really happened!!

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You ask, we answer

Here are some answers to the most common questions we get asked. 

Begin by having a conversation with one of our licensed Mortgage Consultants to discuss your financial situation. This way we can find the right program for you. 

Next, we begin on your pre-approval. With this information in hand, you can start shopping for homes confidently. 

We suggest that you get pre-approved if you are about 3 months out from purchasing your home.

However, we do encourage you to talk to us even a year or more ahead of your timeframe so that we can show you a guide to become better qualified when the time comes. 

We do not charge any application fees. If you do not decide to move forward with us, you owe us nothing. 

In order to get pre-approved, we do run a credit check. However, contrary to popular believe, it does not decrease your credit score. 

However, in many situations we do not need to check your credit to give you advice about getting a home loan. 

Once you apply to get pre-approved, we process your application within 24 business hours. 

The process of buying a home can take anywhere between 2 weeks to 30 days depending on your real estate contract. Some home purchases can take longer if you are buying a new home. 

For refinances, our average closing time is about 16 days. 

Ready to buy? Get a quote now!

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