How to Buy a House With No Credit Score in 2026

No credit score does not always mean you cannot buy a house. Learn how rent history, utilities, insurance payments, and nontraditional credit may help qualified buyers get mortgage-ready.

Can You Use a Profit and Loss Statement for a Mortgage Application?

Self-employed borrowers may be able to qualify for a mortgage using a profit and loss statement instead of relying solely on tax returns. Learn how P&L loans work, what lenders review and who may benefit.

How To Buy a House With 1099 Income Without Using Tax Returns

If you are self-employed or paid as a 1099 contractor, getting approved for a mortgage can feel almost impossible when lenders use your tax returns. Here’s how a 1099 income mortgage may help you qualify without using traditional tax-return income.

Self-Employed and Denied for a Mortgage? These Loans May Help

Self-employed and struggling to qualify for a mortgage with tax returns? Learn how bank statement loans, 1099 loans, P&L loans, and DSCR loans may help certain borrowers buy or refinance.

Bank Statement Loans for Self-Employed Home Buyers

Self-employed and getting denied because your tax returns do not show enough income? A bank statement loan may help qualified business owners buy or refinance using bank deposits instead of traditional tax returns.

Home Equity Line of Credit for Self-Employed Borrowers

Self-employed and denied for a HELOC because your tax returns do not show enough income? Learn how a bank statement HELOC may help you access home equity.