30 YR. FIXED (APR )
15 YR. FIXED (APR )
5/1 YR. ARM (APR )
Qualify for a home loan using your 1099s only without having to show Tax Returns.
Tell us, what information can we help you with today?
Let’s face it, when you are self-employed, getting a traditional mortgage can be tricky.
With traditional mortgages such as conventional, or FHA loans, self-employed and entrepreneur borrowers have to show two years of tax returns for income.
Unfortunately, this is where it gets complicated.
We understand that business owners, entrepreneurs and contractors have expenses and should not be penalized for operating a business, working in the entertainment industry, doing contract work, or receiving gig income when it comes to buying or refinancing a home! This is where the 1099 income only loan comes into play.
We analyze other alternatives to calculate your income. Our 1099 income loan is the perfect solution for contractors who receive one or multiple 1099s from different companies. This program allows us to calculate your income by using your 1099s without ever having to show personal or business tax returns.
Navigating your options doesn’t have to feel overwhelming.
As a boutique mortgage brokerage, we work with multiple lenders, shop their rates, and help you find the right one. So you can focus on more important things.
With the amount of misinformation spread out there and the volatility in interest rates in the market, you definitely want to put your biggest asset (and liability) in the hands of a professional.
With over a decade of experience in home lending in Atlanta and access to some of the lowest rates in the market, Andes Mortgage LLC is a boutique brokerage with the ability to offer a variety of self-employed loan products such as 1099 income loans that many other lenders don’t.
We don’t put you on a switchboard and we promise that you are not going to speak to a customer service rep in a boiler room looking to make you fill out an application and run your credit. We give you personal, tailored information that is unique to you and your financial situation. Give us a call at 770-740-4050 or simply click the button below to get in contact with us.
Andes Mortgage, LLC. NMLS ID# 2187991
| NMLS Consumer Access.
| Not available in all states. Offer of credit is subject to credit approval. Not an offer of credit. Equal Housing Lender
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