FHA loans are a type of government loan that offer very flexible qualifications and looser credit requirements.
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The maximum loan amount in Georgia and in the Metro Atlanta area has been increased to $471,500 for a single family home and as much as $906,750 for a multifamily property, as of September, 2022.
This means that if you are looking for purchase a single family home, a condo or a multi-family, you may obtain financing up to this amount with a minimum 3.5% down payment whether you are a first-time home buyer or not.
If you are looking for a loan amount larger than $471,500 for a single family home, we would recommend taking advantage of a conventional loan.
Navigating your options doesn’t have to feel overwhelming.
As a boutique mortgage brokerage, we work with multiple lenders, shop their rates, and help you find the right one. So you can focus on more important things.
With the amount of misinformation spread out there and the volatility in interest rates in the market, you definitely want to put your biggest asset (and liability) in the hands of a professional.
With over a decade of experience in home lending in Atlanta and access to some of the lowest rates in the market, Andes Mortgage LLC is a boutique brokerage with the ability to offer a variety of conventional loan products that many other lenders don’t.
We don’t put you on a switchboard and we promise that you are not going to speak to a customer service rep in a boiler room looking to make you fill out an application and run your credit. We give you personal, tailored information that is unique to you and your financial situation. Give us a call at 770-740-4050 or simply click the button below to get in contact with us.