Bank Statement Loan Program

Buy or refinance your home without tax returns, W2s, or pay stubs. Use the deposits of your business or personal bank statements to qualify.

Why a Bank Statement loan?

Let’s face it, when you are self-employed, getting a traditional mortgage can be tricky.

With traditional mortgages such as conventional, or FHA loans, self-employed and entrepreneur borrowers have to show two years of tax returns for income. 

Unfortunately, this is where it gets complicated. 

We understand that business owners, entrepreneurs and contractors have expenses and should not be penalized for operating a business when it comes to buying or refinancing a home! This is where the bank statement loan comes into play. 

We analyze either 12 months or 24 months worth of business or personal bank statements and we assess your qualifying income based on your deposits. 

No need to produce tax returns, whatsoever.  

See how easy that could be? 

But really, what is a Bank Statement loan?

and here are some of the highlights that we can offer...

A Bank Statement loan is option for eligible self-employed borrowers to purchase or refinance a home.

This program allows personal or business bank statements to calculate income without requiring tax returns.

Fast Closings

We close on our bank statement loans in as little as 14 days.

Personalized Service

Work one-on-one with an experienced Loan Officer who will guide you every step of the way. You are not just a number when you work with us.

Confidence that you will close on your home

We pre-approve you at the beginning and do the majority of the legwork upfront so that you are confident that your financing will not be an issue when you are under contract.

Lower Rates Means Better Cash Flow

As Mortgage Brokers, one of our jobs is to fetch the best rate available in the market for your new home. In a way, we are your personal loan shoppers!

... these are just some of the reasons why you should partner with us!

This is what you'll need to qualify for a bank statement loan with us