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We are Mortgage Brokers in Roswell, Georgia

Tailor-made mortgage solutions with Andes Mortgage LLC. Simplifying your home financing in Roswell, GA

Buying a home in Roswell, Georgia can often seem like a complex process, filled with intricate terms, fluctuating rates, and intricate paperwork. Understanding the ins and outs of the mortgage process can be daunting and mistakes can lead to costly missteps.

That’s why our dedicated team is committed to simplifying the process. We guide you through every step, explaining terms in plain language, assisting in paperwork, and ensuring that you’re informed and comfortable with your mortgage plan.

Our deep knowledge of Roswell’s real estate market allows us to find a mortgage solution that’s right for you. Whether you’re a first-time, seasoned homebuyer or looking to refinance, we tailor our services to your unique needs, ensuring the best possible rates and terms.

Today's Interest Rates in Roswell, Georgia

Roswell, Georgia Mortgage Loans

At Andes Mortgage LLC, we specialize in offering a diverse range of mortgage services designed to meet the unique needs of every homebuyer in Marietta, Georgia.

First-Time Homebuyer Mortgages

We provide clear guidance and supportive services tailored to first-time homebuyers, helping you navigate the exciting journey of purchasing your very first home.

Key benefits:

  • Down payment assistance programs
  • Home buyer grants and credits for Acworth, Georgia residents
  • Down payments as low as 3%
  • Lower private mortgage insurance requirements 

Conventional Loans

We offer both fixed-rate and adjustable-rate mortgages with varying terms, enabling you to select an option that aligns perfectly with your financial situation and long-term homeownership goals.

Key benefits: 

  • 3% down payment minimum for first time homebuyers
  • 5% down payment minimum for repeat buyers
  • You’ll want to have strong credit scores and a lower debt-to-income ratio

FHA Loans

Our FHA loans come with low interest rates and accessible for those with a minimum 580 credit score. This is one of the most popular programs for first-time homebuyers and for those who may lack a pristine credit history.

Key benefits: 

  • Minimum 580 credit score
  • 3.5% down payment
  • Up to 57% debt-to-income ratio
  • Ability to combine with down payment assistance up to 5%

Jumbo Loans

For properties that exceed the conforming loan limits, we offer competitive rates on jumbo mortgages, facilitating your journey towards luxury home ownership.

Key benefits: 

  • Loan amounts up to $4,000,000
  • Minimum 10% down payment available without PMI 
  • Non-QM Jumbo available for those with complex financial situations and credit events

Non-QM Loans

For self-employed borrowers who have a need for creative financing and do not qualify for regular conventional or government loans. 

Key benefits: 

  • Qualify by using alternative income documentation such as bank statements, 1099s or  Profit & Loss statements
  • For self-employed borrowers only 
  • Minimum 10% down payment 
  • Credit scores as low as 580

Investment Property Loans

Aspiring to build wealth through real estate investment in Roswell, Georgia? We provide mortgage solutions for rental properties such as our popular DSCR loans and fix-and-flip loans for homes in need of renovation.

Key benefits: 

  • Close in an LLC 
  • No personal income documentation required
  • Up to 80% Loan to Value 

Refinance Loans

If you’re looking to lower your interest rate, reduce your term, or tap into your home’s equity, our expert team can guide you through the refinancing process.

Key benefits: 

  • Cash out refinance for any purpose that you desire 
  • Lower your interest rate and/or term 
  • 10 year loans available

Home Equity Lines of Credit and Home Equity Loans

Tap into your equity without having to refinance your current first mortgage with our second mortgage products.

Key benefits: 

  • Up to 89.9% Loan to Vaue
  • 10 year draw and 30 year repayment HELOCs 
  • 680 minimum credit scores

Ready to start browsing for homes in Roswell, Georgia?

How to Get Started on Your Roswell, GA Home Loan

We all know how difficult it is to get qualified for a home loan. Whether you are looking to purchase or refinance a home, our team of expert Loan Officers will make it simple for you regardless of your situation

If you are buying a home...

If you are refinancing your mortgage...

Apply for a Home Loan in Roswell, Georgia at Andes Mortgage LLC

With the amount of misinformation spread out there and the volatility in interest rates in the market, you definitely want to put your biggest asset (and liability) in the hands of a professional. 

With over 15 years of experience in home lending and access to some of the lowest rates in the market, Andes Mortgage LLC is a boutique brokerage with the ability to offer a variety of conventional loan products that many other lenders don’t. 

We don’t put you on a switchboard and we promise that you are not going to speak to a customer service rep in a boiler room looking to make you fill out an application and run your credit. We give you personal, tailored information that is unique to you and your financial situation.

Give us a call at 770-740-4050 or simply click the button below to get in contact with us.

We are Roswell, GA Mortgage Brokers

What Our Clients Say About Us

5/5

70+ ratings

Rebekah Apostol
Rebekah Apostol
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We loved working with Marcos and his team! They are all very friendly, on top of details, and a pleasure to work with. We are first time home buyers, and Marcos took his time to educate us on the steps we needed to take to improve our credit and financial situation in order to be well prepared to buy a home. Once we were ready, he educated us in the home buying process, and made everything very easy. His rates were also much lower than others we saw. We would recommend his services to anyone looking for a lender! Our very experienced realtor was even very impressed with how smooth and quick the process was with Andes Mortgage!
Zyska Walters
Zyska Walters
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Let’s just say Andes Mortgage as our broker was the best decision we made. We worked with Marcos who explained the process very well and was available when we had questions. Our realtor was the one to refer him to us. They definitely work fast and we closed within two and a half week of going under contract. His entire team was great and communicated well. We will definitely work with them in the future.
Nicole Falco
Nicole Falco
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Being first time home buyers and going through the process first time, it was quite overwhelming beginning the process…. Until our paths crossed with Marcos! He was kind, professional, honest, friendly, welcoming, and made the entire process seamless and smooth for us! Not to mention, he earned our trust right off the bat!! It’s refreshing to be in the hands of someone who actually has our best interest at heart and puts his clients first. We’re forever grateful for Marcos and will continue to recommend him to any and ALL of our friends and family who are looking to apply for home mortgages!!!!
Adrian Garcia
Adrian Garcia
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Working with Marcos has been such a good experience. He helped me a lot during my initial purchase and also now during my refinancing process. He always keep you informed either by phone, mail or text. If you are looking to buy a house or refinance, he is definitely the option!