Mortgage rates are getting close to 7% again, and Fannie Mae is now forecasting elevated rates through 2026 and into 2027.

What should you do if you are buying a house in 2026 and 2027? 

If you’re buying a house right now, you need to negotiate aggressively.

Ask the seller to pay your closing costs, consider using seller credits to buy down your rate, and don’t ignore 7-year ARMs if they give you a better payment than a 30-year fixed.

This market is frustrating, but buyers have more leverage than they realize. 

Book a call with us and let us help you strategize your next home purchase.